Something Different Monday’s

Bad Habits That Can Break The Bank

Bad Habits That Can Break The Bank

Everyone has bad habits, but not everyone realizes how much their bad habits are costing them. Here is a list of the most common bad habits that can break your bank. Coffee Americans spend an average of $21.32 per week on brewed beverages at coffee shops. With a midsize latte going for $3.65 at Starbucks and $3. 19 at Dunkin Donuts; investing in a coffee maker for your home can help you…

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What's Going On With Our Retirement Savings, America?

What’s Going On With Our Retirement Savings, America?

Fun fact: Roughly 55% of working America does not have access to a retirement saving vehicle.     https://investor.vanguard.com/retirement/savings/ http://money.cnn.com/retirement/ https://www.calcxml.com/calculators/are-my-current-retirement-savings-sufficient https://investor.vanguard.com/retirement/savings/retirement-accounts

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Part 3: Free Money for Your College Education and Where to Find it!

Part 3: Free Money for Your College Education and Where to Find it!

Bringing to close our series on “Free Money for College and Where to Find It” we have some last word of wisdom. Tips for when applying: Continuously look for new postings! Never stop looking for new opportunities! New things are always being posted, and the best way to maximize your chances of earning some of these awards is to research and apply for them as early as possible! Fill out the FAFSA…

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Lose your debt instead!  

Why It's Important to Save Now

Why It’s Important to Save Now

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And By That Special Someone, You Mean Your Wallet

And By That Special Someone, You Mean Your Wallet

Take a hard look at the situation Break down your expenses. Identify spending areas. Easy on the spending Killing the bill overtime http://lifehacker.com/5823762/a-bill-by-bill-guide-to-saving-money-on-your-monthly-expenses Stretch a few meals Avalanche! Reduce your credit card interest rate Ask for extensions and payment plans…

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(via Why I No Longer Buy Designer Jeans)

Sickness & the Relationship with Stress

Sickness & the Relationship with Stress

It’s time to conclude our series on the effects of stress and what it can mean for your physical and mental health. If you have yet to read Part I and Part II of our series please click and read the links below before continuing: Part I: https://moneytoolsforlife.wordpress.com/2016/04/07/why-you-should-deal-with-your-financial-stress-now/ Part…

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Not all Sales are Created Equally

Not all Sales are Created Equally

Although sales for the consumer usually mean savings, for retail shops and businesses they are simply tactics to boost purchases. For this reason, not all sales are created equal – for some you might not get an actual bargain or worse, end up paying more. To avoid this, here are some signs to look twice at a “sale”: BIG, BOLD, “Sale” Sign– This is pure bait. The signs are essentially there just…

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