More Money, More Problems?
Financial education is not the most fun topic in the world, but it is important. Knowing how to effectively and efficiently do things like plan, budget and save, especially early on in life, can really set you up for financial success – or at least lessen the chances of you putting yourself in a not so desirable situation money wise. Ever heard the statement ‘When you know better, you’ll do…
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2015 has been a year of lessons.
Unknown (via deeplifequotes)
Why You Should Deal With Your Financial Stress Now
We will be starting a series on financial stress and the health issues associated. It’s important to be informed about the effects of stress and how to get your financial woes in check. Stressing about your financial situation. It’s something we all experience at some point in our lives, but could this stress be affecting our health? It’s normal to stress over things from time to time-it’s in our…
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1. Find out if you really use the textbooks in class
The easiest way to do this is to ask students who have had your professor before, or if you don’t know anyone, look at ratemyprofessor.com to see what people say about using the textbook.
If you don’t need it, don’t buy it or rent it! If you start class and find out you do need it, you can always buy it later!
2. See if your university library has textbooks you can use for free
Most universities and colleges have textbooks available for use, but you usually have to stay in the library with them and have a time limit for using them
If you only need to the textbook for short periods of time, then this is the perfect solution! You can access the textbook without having to spend any money.
If you really do need the textbook all the time, here’s what you do:
1. Find out what textbooks or workbooks you need for your classes!
How you find out what textbooks you need varies for each college and university. If you know how to find it, do so.
The easiest way is to find out is to go to your college bookstore AFTER you have registered for classes, and ask them to print out a list of required materials for your courses.
They will probably need your student ID or student ID number to access your schedule, so make sure you know it!
2. Write down the title, edition, and ISBN number of the textbook
The ISBN number is the best way to find the correct book online
See if there are any online access codes you need to buy with the textbook or need to buy separately
If it says you need the latest edition, e-mail your professor and ask if you can use previous editions, and if so, which ones (often there’s barely a difference between editions)
3. Use booksprice.com to find the cheapest price for the book you need!
Using this website saved me over $300 on textbooks this semester!
You enter the textbook ISBN, and it shows you the cheapest price from every site on the internet.
It also says if the price is for buying it or renting it
I always recommend renting it unless the book is for a major-specific course and might be useful in the future
Here’s what the results page looks like when you look up a textbook:
(because this is the newest edition, there are not any inexpensive ones available to buy)
Hope this helped, send me any questions in my ask!
Love, Study-Buddhy
Having Dogs without Petty Costs
It shouldn’t surprise anyone that raising a dog is fulfilling, albeit expensive. We don’t get dogs because they’re cheap, we get them because we love them. Well, we should also like good deals. Here’s to making your life, and your pup’s a little bit easier. Doggy Doors Done Right Get a reasonably priced screen door with two small screened panels at the bottom. Remove the bottom panes to place…
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Pattern I made up yesterday. So much red for a red hater like me. :)
Make Valentine’s Day Special…even on a Budget
Go to the park. Play Monopoly with music in the background. All the way through, and no cheating! Thrift shop Work community service together Go on a ghost hunt. This link is essential. http://www.wikihow.com/Conduct-a-Ghost-Hunt Learn how to play pool. Go to a nature center. Buy two lottery tickets and dream aloud of where you would go. At home spa night Arcade night Attend a poetry reading…
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Part 3: Free Money for Your College Education and Where to Find it!
Bringing to close our series on “Free Money for College and Where to Find It” we have some last word of wisdom. Tips for when applying: Continuously look for new postings! Never stop looking for new opportunities! New things are always being posted, and the best way to maximize your chances of earning some of these awards is to research and apply for them as early as possible! Fill out the FAFSA…
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You can’t undo the past… but you can certainly not repeat it.
Bruce Willis (via quotemadness)
Free-lancers Deserve Freedom to Retire Too
http://www.bankrate.com/finance/retirement/prepare-for-retirement-freelancer-1.aspx http://www.cnbc.com/2015/04/28/the-freelancers-guide-to-saving-for-retirement.html http://www.forbes.com/sites/laurashin/2014/07/21/freelancers-heres-how-to-save-pay-down-debt-retire-and-splurge/
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How do we change the world? One random act of kindness at a time.
Morgan Freeman (via quotemadness)